insurance

If Ford's MyFord Touch and the Chevy Volt's digital instrument cluster are any indicator, future vehicle instrumentation may be much more complex than the handful of analog gauges to which we're all accustomed.

Judging from the ideas of high school students tasked with designing conceptual dashboards that encourage green practices, teenagers may have a hand in shaping that future dash.

Their suggestions include an in-dash avatar that coaches drivers toward efficiency, a smart navigation system that tells you when it's better to skip the car and take public transportion, and a Web-connected dash that rewards the … Read more

Insurance companies want us to be healthy. Really, they do. They have our interests at heart, and they defend those interests with an unusual zeal. This is why I am wondering which details might be missing from the tale of Natalie Blanchard.

According to the Associated Press, Blanchard, a 29-year-old IBM employee from Bromont, Quebec, was suffering from depression and took time away from work, relying on sick-leave benefits from her insurer, Manulife Financial.

The monthly payments were suddenly halted. When she called Manulife to ask why, she says she was told that it had espied photos on her Facebook … Read more

The Insurance Institute for Highway Safety's Top Safety Pick award for 2010 goes to 19 cars and eight SUVs. And for the first time, the vehicles were tested on roof strength, to measure protection in a rollover. Top Safety Pick winners also must have electronic stability control, which research shows significantly reduces crash risk. This is the second time the Institute has tightened criteria since announcing the first recipients in 2005.

According to the IIHS report out today, Subaru is the only manufacturer with a winner in all four vehicle classes. The automaker earns five awards for 2010, followed … Read more

Should you buy that extended warranty? Tom Merritt says no. Rafe Needleman says sometimes. We'll give you some guidance on how to decide if it's worth the money.

The House has passed the first comprehensive reform package of the health insurance industry in decades, which is now up for debate in the Senate. This is a highly complex issue, but there are some quite basic reasons why it's so difficult to accomplish significant reform, and in part these have to do with psychological responses to change and uncertainty. 

A few years ago I was fortunate to work with a couple of organizational consultants, and they introduced me to the concept of NICs and PUFs. These funny sounding acronyms give insight into why health care reform is … Read more

If you live in the San Francisco Bay area, I'm sure you're probably familiar with the little golf-cart looking car called the Smart ForTwo. These trendy little things are gas efficient, eco-friendly, and easy to drive, but are they safe? Today's video demonstrates just how potentially dangerous these things are in an accident, so pay attention.

It's been noted that this video has an affiliation with the Insurance Institute for Highway Safety, although this claim has been disputed by some Web viewers. Regardless, this video is neat as it shows the testers setting up the crash … Read more

About 50 years ago, a nonprofit organization called the Insurance Institute for Highway Safety was founded to conduct research on consumer automotive safety and preventive measures to reduce vehicular crashes and personal injuries that occur in car crashes. Recently the IIHS made news by crash testing a car from the era of its inception, the 1959 Chevy Bel Air, against a 2009 Chevy Malibu. The video for the Chevy crash test is readily available, but to sum it up, automobile safety features have come a long way, baby.

Today's video clip is also part of the IIHS crash experiment … Read more

The number of vehicles on U.S. roadways has grown by 7 percent over the last five years. But the number of times those vehicles have collided with deer has swelled by much more than that.

Using its claims data, State Farm estimates 2.4 million collisions of vehicles with a deer occurred in the U.S. during the two-year period between July 1, 2007 and June 30, 2009 (100,000 per month). That's 18.3 percent more than five years earlier. To put it another way, one of these unfortunate encounters occurs every 26 seconds (although they are … Read more

To demonstrate the advances in motor vehicle safety over the last 50 years, the Insurance Institute for Highway Safety conducted a unique crash test using a 2009 Chevrolet Malibu and a 1959 Chevrolet Bel Air. Both cars are going 40 mph and the vehicles collide offset, driver side to driver side. This is the same crash configuration represented by the Institute's 40 mph frontal offset barrier test, which is used to rate the frontal crash performance of new cars.