Charities bring out our best and our worst. In our desire to help people in need, we respond unselfishly. The fact is, our gifts might have greater effect if we looked at our donations as capital investments in people.
Last December's "How to make the most of your charitable contribution" described several sites that help you vet charitable organizations before you give to ensure as much of your donation as possible reaches the people who need it most. One of those sites is Charity Navigator, whose home page is shown at the top of this post.
Two … Read more