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State Farm competing with OnStar's emergency response

When you get into a car accident, State Farm will be there. Or at least, one of its partners' emergency operators will be. The insurance company announced a new program to provide emergency response, vehicle reporting, and geofencing services. Drivers can use the service to report accidents, locate stolen vehicles, and potentially get discounts on their auto insurance policies.

In-Drive is a new service being introduced to State Farm customers in Illinois. Hughes Telematics developed the technology and will supply subscribers with a device that plugs into the vehicle's On-Board Diagnostics port. Customers connect with operators at the touch … Read more

State Farm to offer mileage-based insurance discounts

The less you drive, the less likely you are to get into car accidents--at least that's how insurance companies look at it. To better align drivers' automobile insurance rates with risk, State Farm is offering its California customers discounts based on their odometer readings.

The insurance giant created Drive Safe & Save (DSS), a new voluntary program for California customers that adjusts future policy rates based on the previous six months of driving. Prior to the program, the insurance company rated drivers as either a low- or high-mileage driver, with the cutoff point at 7,500 miles per year. … Read more