However, Money still earns top honors for its long-range Lifetime Plan. This comprehensive tool lets you build a financial plan that accounts for all kinds of life events, from buying a house to caring for aging parents. Quicken's planning tools break major goals such as retirement and college savings into separate planners, making them best for devising short-term plans. We prefer Money's holistic approach, which makes it easy to generate long-term plans with overlapping goals.
Money conquers the Web
Money 2002 has achieved a Web integration breakthrough that, in our book, puts it above Quicken. Personal financial programs have had online components for years--electronic bill paying harkens to pre-Net days--but Money 2002 dramatically ups the ante with Background Banking. This utility automates all online communication between you and your bank (or broker). For example, as you surf the Web, Money can download bank statements or stock prices in the background, and Money doesn't even have to be running. You can designate the frequency of the background chores or turn them off if you don't like your software doing things you can't watch. We love the fact that we can set Money to update stock prices and account balances as soon as we fire up the program.

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