Editors' rating: software
CNET editors evaluate every product according to a standard set of review criteria. To see our rating criteria and weightings, click the category you're interested in here.
9.6 to 10.0 = 5 stars (Spectacular):
This exceedingly rare score is reserved for a product that is as perfect as it could be.
9.0 to 9.5 = 4.5 stars (Outstanding):
A product that receives a rating in this range scores high on all of its rating criteria. It succeeds at meeting all of its intended users' needs and has no meaningful drawbacks.
8.0 to 8.9 = 4 stars (Excellent):
A product that receives a rating in this range is superior in so many ways that its relatively few drawbacks are not very important.
7.0 to 7.9 = 3.5 stars (Very good):
While the strengths of a product scoring in this range certainly outweigh its weaknesses, it has some minor faults that certain users should be aware of.
6.0 to 6.9 = 3 stars (Good):
This range represents a product that is above average. Its strengths slightly outweigh its weaknesses, making it good for most uses but not a standout.
5.0 to 5.9 = 2.5 stars (Average):
A product that scores in this range is functional but unremarkable.
4.0 to 4.9 = 2 stars (Mediocre):
Products in this range are below average. They fall in the middle of the pack for most features, but suffer from a few additional major flaws.
3.0 to 3.9 = 1.5 stars (Poor):
You probably should not consider a product in this range or lower. There may be one or two specialized circumstances, however, that could justify the purchase of this product for a very low price for a specific demand.
2.0 to 2.9 = 1 star (Terrible):
A product that receives a rating in this range scores low on all of its rating criteria. It does not satisfy any of its intended users' needs and has no meaningful strengths.
1.0 to 1.9 = 1/2 star (Abysmal):
A product in this range should never have been produced. This product has no redeeming qualities and worse, may actually harm you or your productivity.
0 - 0.9 = 0 stars
Microsoft Money Essentials is the perfect complement to your current online banking efforts. Microsoft Money Essentials is the simple way to get the most out of online banking. Consolidate your online personal accounts (banking, credit and investment) in one place and stay ahead of your monthly bills. Money Essentials gives you a complete financial picture by bringing together into one place all your accounts: checking, savings, investments, and credit cards. Money Essentials automatically updates your account information and sorts your transactions into categories so you can easily understand where your money is and where it goes.